IFSC Code Search India — Find IFSC & MICR Codes for All Banks
Look up IFSC codes, MICR codes, and branch details for any bank in India. 170,000+ branches across 260+ banks. Free, no signup.
What Is an IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to every bank branch in India. It is required for electronic fund transfers through NEFT, RTGS, IMPS, and UPI. The first 4 characters identify the bank (e.g., SBIN for State Bank of India), the 5th is always 0 (reserved), and the last 6 characters identify the specific branch.
How to Find Your IFSC Code
- Cheque Book: The IFSC code is printed on the top-left corner of your cheque leaf
- Passbook: Found on the first page of your bank passbook
- Net Banking: Available in your account details or branch information section
- Mobile Banking App: Usually under "Account Details" or "Branch Info"
- RBI Website: The complete list of all bank IFSC codes is published on the RBI website
Popular Banks by Branch Count
| Bank | Branch Count | IFSC Prefix |
|---|---|---|
| State Bank of India (SBI) | 26,000+ | SBIN |
| Punjab National Bank (PNB) | 13,000+ | PUNB |
| Bank of Baroda (BOB) | 10,000+ | BARB |
| Canara Bank | 10,000+ | CNRB |
| Union Bank of India | 10,000+ | UBIN |
| HDFC Bank | 6,000+ | HDFC |
| ICICI Bank | 5,000+ | ICIC |
| Axis Bank | 4,500+ | UTIB |
How to Use NEFT / RTGS / IMPS with IFSC Code
To transfer funds online, you need the recipient's account number and their bank branch's IFSC code. For NEFT (settled in batches), RTGS (real-time, minimum ₹2 lakh), or IMPS (instant, 24x7), enter the 11-character IFSC code along with the account number. Always verify the IFSC code on your recipient's cheque or bank statement before initiating a transfer.
Frequently Asked Questions
What is the full form of IFSC?
IFSC stands for Indian Financial System Code. It is used to identify bank branches for electronic fund transfers in India.
How many characters are in an IFSC code?
An IFSC code is exactly 11 characters — 4 letters for the bank, 1 zero, and 6 characters for the branch.
Is IFSC code required for UPI transfers?
No. UPI transfers use a Virtual Payment Address (VPA), not IFSC codes. IFSC is required for NEFT, RTGS, and IMPS bank transfers.
What is the difference between IFSC and MICR?
IFSC (11 characters) is used for electronic fund transfers. MICR (9 digits) is printed on cheque leaves for cheque clearing. Both identify the bank branch.
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