Scan. Pay. Track. Organize. All in One.
Your privacy-first companion for multiple UPI QRs, expense tracking, real-time splits, secure vault, and everyday money management — fully offline, always in your control.
QR Wallet
Manage multiple UPI & payment QRs in one place
Link every bank profile, merchant QR, and custom payment link. Switch instantly, share nearby, and interact with different QR types — payment, contact, custom, and more.
- Multiple QR profiles — SBI, HDFC, ICICI and all your accounts in one dashboard
- Custom QR — Create branded QRs for shop, events, links, and personal use
- QR-based interaction — Scan, show, share, and quick-access from anywhere
- Quick Access overlay — Display your QR instantly while you drive or work
Money
Timeline, plans & splits — real-time updates
Track every rupee in a beautiful visual timeline. Plan upcoming bills, split expenses with friends, and see balances update instantly — no switching between apps.
Everything you need
Built for real-world payments & organization
Quick UPI actions, spend cards, vehicle tracking, and voice-powered entry — all connected to your money timeline.
Scan & Pay
Scan any UPI QR and pay instantly. Link payments to spend cards or assets after paying.
Voice to Add
Say "Grocery ₹500" or "Salary ₹25,000" — hands-free, lightning fast, 100% offline.
Self Spend Cards
Group expenses by trip, project, or goal. Link every payment to the right card.
Vehicle Timeline
Track fuel, tolls, service, and every km for your bike or car in one timeline.
Smart Bubble
Floating quick access — scan, pay, todos, and notes without opening the full app.
Receive while you drive
Display your QR on car infotainment — get paid hands-free, safely.
Secure Vault
Your private digital safe
Store notes, documents, IDs, audio, and card details with on-device encryption. Backup to your own cloud — Drive, Dropbox, or OneDrive — on your terms.
- Private · Secure · Fully encrypted on device
- Notes, media, documents, audio & bank cards
- Camera-assisted capture for IDs and documents
- Only you have the keys — 100% private by design
How it works
Three steps to smarter money
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01
Add your QRs
Link bank UPI profiles, custom QRs, and payment links into your QR Wallet dashboard.
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02
Pay, track & split
Scan to pay, voice-add expenses, and split bills — everything syncs to your Money timeline.
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03
Stay in control
Vault sensitive docs, plan ahead, and backup locally — your data never leaves your hands.
What users say
Loved by people who value privacy
"Finally one app for all my UPI QRs. The quick-access overlay while driving is a game changer."
"Splits update in real time and the timeline keeps my PG expenses crystal clear. No more spreadsheets."
"Offline-first is why I switched. Voice add for expenses saves me minutes every single day."
Coming soon
What's next for PayMyQR
Powerful integrations on the roadmap — built with the same privacy-first philosophy.
DigiLocker
Link your encrypted vault with DigiLocker — pull Aadhaar, licenses, and official documents securely, on your terms.
Live Stocks, MFs & Crypto
Track equities, mutual funds, and crypto in one dashboard — live prices, holdings, and how they fit your money timeline.
Bill Payments
Pay utilities, mobile, broadband, and recurring bills from one place — scheduled, reminded, and logged automatically.
Your data stays yours
Local-first storage, on-device encryption, and backups to your own cloud. No tracking, no ads, no selling your financial data.
Get started
All your payments.
All in one app.
Simplify your payments. Simplify your life. Available on Android — join early access today.